Welcome to Finomini: See Your Money's Behavior, Not Just the Balance
Hey there! 👋
If you're reading this, you're probably tired of staring at spreadsheets, drowning in financial jargon, or feeling like your money is a complete mystery. You're not alone. Most finance apps throw numbers at you and expect you to figure it out. We built Finomini because we believe money shouldn't be complicated—it should be visible, understandable, and actually useful.
What Makes Finomini Different?
Here's the thing: money is behavior. Every purchase, every transfer, every decision tells a story about your habits, priorities, and patterns. Traditional finance apps show you transactions. Finomini shows you what your money is actually doing.
No spreadsheets. No financial jargon. Just clarity through visual patterns and behavioral insights.
Three Core Features That Change Everything
1. Net Worth Tracking: Your Financial Life in One Picture
Remember when you had to log into five different bank accounts, check your investment apps, calculate your debts, and somehow figure out where you actually stand? Yeah, we're done with that.
Net Worth Tracking gives you everything you own and owe in one beautiful, visual dashboard. It's like having a financial health graph instead of an accountant's report. You can see your progress over time, understand how your assets and liabilities interact, and actually feel good about watching your net worth grow.
The best part? It updates automatically. Connect your accounts once, and Finomini does the rest. No manual entry. No guesswork. Just your complete financial picture, updated in real-time.
2. Budget Management: See Progress, Feel Control
Most budgeting apps make you feel like you're failing. You set a limit, you go over it, and suddenly you're getting red alerts and guilt trips. That's not helpful.
Budget Management in Finomini is different. We focus on progress, not perfection. You can see how you're doing at a glance—not just whether you're over or under, but the patterns that got you there. Are you spending more on weekends? Is your dining out budget creeping up? Finomini shows you these patterns visually, so you can make adjustments that actually stick.
Set unlimited budgets. Track multiple categories. See your progress in real-time. And most importantly, feel in control of your spending instead of controlled by it.
3. AI Powered Insights: Understand Habits, Not Just Numbers
Here's where things get interesting. AI Powered Insights doesn't just tell you what you spent—it tells you why you spent it and what patterns you might not even realize exist.
Maybe you always overspend on Fridays. Maybe your coffee habit costs more than you think. Maybe you're actually saving more than you realize, but it's hidden in small transactions. Our AI analyzes your spending patterns and surfaces insights that help you understand your habits, not just your transactions.
It's like having a financial advisor who actually knows you, except it's available 24/7 and doesn't charge by the hour.
What You Get (And What It Costs)
Free Tier: For Getting Started
The free tier is truly free. No credit card required. No hidden fees. Just:
- Unlimited Budgets: Create as many budgets as you need
- Basic Visual Insights: See your spending patterns and trends
- Up to 2 Connected Accounts: Connect your main checking and savings accounts
- Weekly Spending Signals: Get notified when your spending patterns change
Perfect for dipping your toes into visual finance without any commitment.
Pro Tier: For Serious Leveling Up
When you're ready to take control to the next level, Pro gives you:
- Everything in Free: All the basics, plus more
- Advanced Behavioral Insights: Deeper AI analysis of your spending habits
- Unlimited Accounts: Connect all your accounts—checking, savings, credit cards, investments, everything
- Future Rewards & Points Optimizer: Coming soon—optimize your credit card rewards and points automatically
At $9/month (or $90/year if you want to save), Pro is for people who are serious about understanding and improving their financial behavior.
Security You Can Trust
We know you're trusting us with your financial data. That's why we use bank-grade aggregators (like Plaid and Truelayer) with encrypted connections. Your data is encrypted, secure, and never stored in a way that compromises your privacy.
We don't sell your data. We don't share it with third parties. We just help you understand it better.
Real-Time Updates That Matter
Forget waiting days for transactions to clear or manually updating your accounts. Finomini connects directly to your banks and updates in real-time. When your spending patterns change, you know immediately. When your net worth shifts, you see it right away.
It's your money. You should see it when it moves.
Who Is Finomini For?
Beginners: If you're just starting to take control of your finances, Finomini's visual approach makes everything clear. No confusing spreadsheets or financial jargon—just patterns you can actually understand.
Advanced Users: If you're already tracking your money but want deeper insights, Finomini's AI-powered analysis surfaces patterns you might not have noticed. It's simple on the surface, powerful underneath.
Anyone Who's Tired of Spreadsheets: Seriously. If you've ever opened Excel and immediately felt overwhelmed, Finomini is for you.
What's Coming Next
We're constantly building new features. Right now, we're working on:
- Reward Points Management: Optimize your credit card points and rewards automatically
- Receipt Syncing: Automatically categorize expenses from receipts
- Advanced Forecasting: Predict your financial future based on your current patterns
Pro users get early access to all new features.
Ready to See Your Money Differently?
Here's the thing: most people end up replacing 2–3 financial apps with Finomini. That's not because we're trying to do everything—it's because when you can see your money's behavior clearly, you don't need multiple apps to understand it.
Start free. No credit card required. Connect your accounts. See your patterns. Understand your habits.
Welcome to Finomini. Welcome to clarity.
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Have questions? Check out our FAQs or contact support. We're here to help.
